WE HELP YOU
Invest in loans and earn profit
Start investing in buyback guaranteed consumer loans and earn up to 12%
30 days
buyback
One click
Exit
10 €
entry point
No pending
payments
Your investment
10 000 €
Investing period (months)
24
Your Return
12 400 €
Start investing now
ABOUT US
What is Bancera?

Bancera is peer-to-peer lending platform. We offer our investors great opportunity to invest in consumer loans and earn profit. All the loans are 100% Buyback Guaranteed and there are no fees or charges for platform users. You can earn truly passive income by using our automated solutions like AutoInvest.

SPOT THE EDGE
Make your money grow

Investing with Bancera can earn you higher returns compared to other investment opportunities. You can start investing with just 10€ and don't have to be an investment guru to earn profit.

Profit
Passive income
Default Risk
Instant Liquidity
Start capital
Simplicity of use
Bancera
12%
+
Low
+
Small
+
Bank Deposit
1%
+
Low
-
Small
+
Stocks
3%
-
High
+
Small
-
Real estate
5%
-
Low
-
Big
-
Trusting investors Growing their wealth
1 200+
Published loans At your disposal
920k €
Funded loans By our investors
456k €
Average interest Beating the banks
11.93%
WHY BANCERA
Our Benefits

Our goal is to support your investment journey and help you grow your portfolio.

We offer you:

30 days buyback

30+ days delayed loans are bought back by the loan originators at the nominal value of the outstanding principal plus accrued interest. Invest without risks and protect your capital.

10 € entry point

We believe that investing is for everyone and should not require profound know-how or a lot of capital. Start your investment journey in Bancera with just 10€.

One click Exit

We help you to maintain capital liquidity by offering instant moneyback with One Click. You can sell your investments at any time and receive the money instantly.

No pending payments

You don’t have to wait Loan Originator payments to Bancera. Your money will appear on your account instantly, whether it’s a payment on schedule or sale of an investment.

Fully automated

Make your money work for you and create customizable AutoInvest portfolio to generate passive income. This tool allows you to automatically invest in desired loans.

Register
OUR PARTNERS
Partnership with Placet Group

Placet Group has 15 years of experience in the financial field. The company provides variety of consumer loans as well as business loans. Placet Group operates in 3 markets under 7 brands: smsmoney.ee, smsraha.ee and laen.ee in Estonia; smspinigai.lt and paskolos.lt in Lithuania; credit.pl and sloan.pl in Poland.

Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
Placet Group ultimately ensures the obligations of the Buyback Guarantee are fulfilled.
WHAT WE OFFER
Available loans
100% Buyback Guarantee

Choose between different loan originators and loan types to build and diversify your investment portfolio in Bancera.

18504251
TERM37 Month(s) 14 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT450 / 1050€
INTEREST12%
GUARANTEE
REMAINING TERM37 Month(s) 9 Day(s)
AVAILABLE AMOUNT600 €
18504250
TERM35 Month(s) 13 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT380 / 1500€
INTEREST12%
GUARANTEE
REMAINING TERM35 Month(s) 10 Day(s)
AVAILABLE AMOUNT1120 €
18504249
TERM34 Month(s) 14 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT260 / 800€
INTEREST12%
GUARANTEE
REMAINING TERM34 Month(s) 8 Day(s)
AVAILABLE AMOUNT540 €
18504248
TERM41 Month(s) 12 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT900 / 2450€
INTEREST12%
GUARANTEE
REMAINING TERM41 Month(s) 4 Day(s)
AVAILABLE AMOUNT1550 €
18504247
TERM70 Month(s) 28 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT150 / 400€
INTEREST12%
GUARANTEE
REMAINING TERM70 Month(s) 20 Day(s)
AVAILABLE AMOUNT250 €
18504246
TERM70 Month(s) 28 Day(s)
LOAN TYPEConsumer loan
LOAN AMOUNT300 / 700€
INTEREST12%
GUARANTEE
REMAINING TERM70 Month(s) 20 Day(s)
AVAILABLE AMOUNT400 €
ID
ORIGINATOR
TERM
LOAN TYPE
LOAN AMOUNT
INTEREST
GUARANTEE
REMAINING TERM
AVAILABLE
ACTION
18504251
37 Month(s) 14 Day(s)
Consumer
450 / 1050€
12%
Moneyback garantee
Buyback garantee
37 Month(s) 9 Day(s)
600 €
18504250
35 Month(s) 13 Day(s)
Consumer
380 / 1500€
12%
Moneyback garantee
Buyback garantee
35 Month(s) 10 Day(s)
1120 €
18504249
34 Month(s) 14 Day(s)
Consumer
260 / 800€
12%
Moneyback garantee
Buyback garantee
34 Month(s) 8 Day(s)
540 €
18504248
41 Month(s) 12 Day(s)
Consumer
900 / 2450€
12%
Moneyback garantee
Buyback garantee
41 Month(s) 4 Day(s)
1550 €
18504247
70 Month(s) 28 Day(s)
Consumer
150 / 400€
12%
Moneyback garantee
Buyback garantee
70 Month(s) 20 Day(s)
250 €
18504246
70 Month(s) 28 Day(s)
Consumer
300 / 700€
12%
Moneyback garantee
Buyback garantee
70 Month(s) 20 Day(s)
400 €
To view all available loans you need to
ARE YOU READY?
Start investing today!

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